BRILiaN Future Leader Program (BFLP) Risk Management

Sejarah Singkat: Dari Desa ke Kancah Internasional
Perjalanan BRI dimulai di Purwokerto, Jawa Tengah, pada tanggal 16 Desember 1895. Saat itu, nama bank ini adalah Poerwokertosche Hulp en Spaarbank der Inlandsche Hoofden atau Bank Bantuan dan Simpanan Milik Kaum Priyayi Purwokerto. Tujuannya sederhana, yaitu membantu masyarakat pribumi yang membutuhkan modal usaha dan menyediakan tempat menabung yang aman.

Seiring waktu, bank ini mengalami berbagai perubahan nama dan restrukturisasi, hingga akhirnya pada tahun 1992, BRI resmi menjadi Perseroan Terbatas dengan nama PT Bank Rakyat Indonesia (Persero). Transformasi ini menjadi tonggak penting yang mengantarkan BRI menjadi salah satu bank terbesar dan paling berpengaruh di Indonesia.

Visi dan Misi: Komitmen untuk Kesejahteraan Rakyat
Sebagai bank yang lahir dari semangat kerakyatan, BRI memiliki visi yang kuat: Menjadi The Most Valuable Banking Group di Asia Tenggara dan Champion of Financial Inclusion. Visi ini bukan hanya sekadar slogan, melainkan komitmen nyata untuk terus berinovasi dan memberikan layanan terbaik bagi seluruh lapisan masyarakat, terutama di daerah-daerah terpencil.

Misi yang diusung BRI adalah:
Melakukan kegiatan perbankan yang terbaik dengan fokus pada pelayanan nasabah mikro, kecil, dan menengah (UMKM).
Memberikan layanan yang prima dengan mengandalkan sumber daya manusia yang profesional dan teknologi informasi yang mumpuni.
Berkontribusi pada perekonomian nasional melalui pemberdayaan UMKM, pembangunan infrastruktur, dan program-program sosial.

Layanan Unggulan: Solusi Keuangan untuk Semua
Sebagai bank yang melayani jutaan nasabah, BRI menawarkan beragam produk dan layanan keuangan yang komprehensif, mulai dari simpanan, pinjaman, hingga layanan digital.

Untuk Individu:
Tabungan: Beragam pilihan produk tabungan seperti BritAma, Simpedes, dan BritAma Valas.
Kredit: Berbagai jenis pinjaman, termasuk Kredit Tanpa Agunan (KTA), Kredit Kendaraan Bermotor (KKB), dan Kredit Pemilikan Rumah (KPR).
Layanan Digital: Aplikasi BRImo yang mempermudah transaksi perbankan, dan internet banking yang bisa diakses kapan saja.

Untuk UMKM:
Kredit Usaha Rakyat (KUR): Program andalan BRI untuk membantu pelaku UMKM mendapatkan modal usaha dengan bunga rendah.
Pinjaman Mikro: Pinjaman yang dirancang khusus untuk memenuhi kebutuhan modal usaha skala kecil.
BRI Prioritas Private Banking: Layanan eksklusif untuk nasabah premium yang membutuhkan solusi keuangan personal.

Dengan komitmen yang kuat terhadap inovasi, pelayanan prima, dan pemberdayaan masyarakat, Bank BRI terus membuktikan dirinya sebagai bank kebanggaan bangsa yang selalu hadir untuk Indonesia.

BRILiaN Future Leader Program (BFLP) Risk Managementis Bank BRI’s flagship management trainee program, designed to develop future leaders in the field of risk management. Through this accelerated program, you will receive structured learning and direct exposure to enterprise-wide risk practices within a dynamic financial ecosystem.​

This program offers you the opportunity to build strong foundations in risk governance, develop strategic thinking, and deliver data-driven insights to support sound decision-making. You will also be prepared to take on roles as a modeler and validator, especially in credit risk and other key risk areas, by developing and validating risk models to support better risk measurement and decision-making. As the banking industry evolves amid technological disruption, regulatory shifts, and market volatility, you will play a key role in safeguarding BRI’s resilience and driving sustainable growth through proactive and integrated risk management.

What You’ll Learn

Through BFLP Risk Management, you will learn :

Enterprise risk management, credit risk, operational risk, market risk, compliance, and fintech-related risks through intensive classroom training, led by internal experts and external professionals from top-tier institutions.
Business lending, risk policy, internal audit, compliance, and data analytics to gain a holistic view of BRI’s integrated risk framework through job rotations across key risk-related units.
Exposure to strategic initiatives, such as digital risk assessment, sustainability risk integration, and regulatory readiness projects, enabling participants to contribute to BRI’s innovation agenda.​
Leadership bootcamps and simulations, designed to enhance critical thinking, problem-solving, and decision-making under real-world banking scenarios.​

What You’ll Do

Identify, measure, monitor, and control various banking risks, including credit, market, operational, liquidity, and reputational risks.
Develop and implement risk mitigation strategies to safeguard the bank’s assets and ensure sustainable growth.
Understand regulatory requirements, risk frameworks, and governance standards critical to a sound risk culture.
Analyze portfolio quality, assess credit worthiness, support the formulation of prudent lending policies, and contribute to risk model development and validation.
Collaborate with business units to provide risk insights that balance opportunity and risk in decision-making.
Work in data analytics, stress testing, and scenario analysis to anticipate potential threats, including developing and validating quantitative risk models.

- Bachelor's or Master's degree graduates from reputable University.
- Preferably skilled in one of following tools such as Python, SQL, Stata, R, Java, C, Tableau, SAS (for data analytics purposes).
- Preferably holds relevant certifications such as Data Analytics and Risk related certification.
- Open to all academic majors preferably in Economics, Actuarial Science, Engineering, Mathematic, Statistic and Computer Science.
- Demonstrated academic or non-academic achievements is highly valued.
- Demonstrated active participation in both organizations and community initiatives, with proven leadership capabilities.
- Achieves a minimum TOEFL or TOEFL Prediction score of 500, or an equivalent English proficiency certification issued by a recognized institution or authorized provider.
- Age limits:
Bachelor’s degree graduates: maximum 25 years old (not turning 26 by Dec 31, 2025).
Master’s degree graduates: maximum 27 years old (not turning 28 by Dec 31, 2025).
- Must be single (unmarried) and committed to remain unmarried throughout the duration of one year trainee program.
- Willing to be assigned to any BRI working office across Indonesia.