BRILiaN Future Leader Program (BFLP) Wholesale Banking

Sejarah Singkat: Dari Desa ke Kancah Internasional
Perjalanan BRI dimulai di Purwokerto, Jawa Tengah, pada tanggal 16 Desember 1895. Saat itu, nama bank ini adalah Poerwokertosche Hulp en Spaarbank der Inlandsche Hoofden atau Bank Bantuan dan Simpanan Milik Kaum Priyayi Purwokerto. Tujuannya sederhana, yaitu membantu masyarakat pribumi yang membutuhkan modal usaha dan menyediakan tempat menabung yang aman.

Seiring waktu, bank ini mengalami berbagai perubahan nama dan restrukturisasi, hingga akhirnya pada tahun 1992, BRI resmi menjadi Perseroan Terbatas dengan nama PT Bank Rakyat Indonesia (Persero). Transformasi ini menjadi tonggak penting yang mengantarkan BRI menjadi salah satu bank terbesar dan paling berpengaruh di Indonesia.

Visi dan Misi: Komitmen untuk Kesejahteraan Rakyat
Sebagai bank yang lahir dari semangat kerakyatan, BRI memiliki visi yang kuat: Menjadi The Most Valuable Banking Group di Asia Tenggara dan Champion of Financial Inclusion. Visi ini bukan hanya sekadar slogan, melainkan komitmen nyata untuk terus berinovasi dan memberikan layanan terbaik bagi seluruh lapisan masyarakat, terutama di daerah-daerah terpencil.

Misi yang diusung BRI adalah:
Melakukan kegiatan perbankan yang terbaik dengan fokus pada pelayanan nasabah mikro, kecil, dan menengah (UMKM).
Memberikan layanan yang prima dengan mengandalkan sumber daya manusia yang profesional dan teknologi informasi yang mumpuni.
Berkontribusi pada perekonomian nasional melalui pemberdayaan UMKM, pembangunan infrastruktur, dan program-program sosial.

Layanan Unggulan: Solusi Keuangan untuk Semua
Sebagai bank yang melayani jutaan nasabah, BRI menawarkan beragam produk dan layanan keuangan yang komprehensif, mulai dari simpanan, pinjaman, hingga layanan digital.

Untuk Individu:
Tabungan: Beragam pilihan produk tabungan seperti BritAma, Simpedes, dan BritAma Valas.
Kredit: Berbagai jenis pinjaman, termasuk Kredit Tanpa Agunan (KTA), Kredit Kendaraan Bermotor (KKB), dan Kredit Pemilikan Rumah (KPR).
Layanan Digital: Aplikasi BRImo yang mempermudah transaksi perbankan, dan internet banking yang bisa diakses kapan saja.

Untuk UMKM:
Kredit Usaha Rakyat (KUR): Program andalan BRI untuk membantu pelaku UMKM mendapatkan modal usaha dengan bunga rendah.
Pinjaman Mikro: Pinjaman yang dirancang khusus untuk memenuhi kebutuhan modal usaha skala kecil.
BRI Prioritas Private Banking: Layanan eksklusif untuk nasabah premium yang membutuhkan solusi keuangan personal.

Dengan komitmen yang kuat terhadap inovasi, pelayanan prima, dan pemberdayaan masyarakat, Bank BRI terus membuktikan dirinya sebagai bank kebanggaan bangsa yang selalu hadir untuk Indonesia.

Brilian Future Leader Program (BFLP) Wholesale Banking is Bank BRI’s flagship management trainee program, designed to develop future leaders and professional bankers in the Wholesale Banking segment, with a focus on both Corporate Banking and Treasury & International Banking. The program equips selected candidates with in-depth knowledge and skills in lending, funding, financial markets, and tailored client solutions.

Through this accelerated program, candidates will experience structured learning and gain direct exposure to key areas including credit analysis, relationship management, transaction banking, liquidity management, asset-liability management, foreign exchange, money markets, fixed income, and derivative trading. This program will also be involved in building and managing strategic relationships with a wide range of clients, including large companies, domestic and foreign banks, and investment managers.


During the program, it is possible to rotate across critical business functions and collaborate with experienced bankers to develop innovative financial solutions, manage complex transactions, and deliver long-term value to clients through world-class wholesale banking products and services.


What You’ll Learn

Corporate Banking :
Learn comprehensive skills in credit analysis, financial solutions structuring, client relationship management, and market awareness, while gaining exposure to wholesale banking products, regulatory frameworks, and real-world business challenges across diverse industries

Treasury & International Banking :
Learn hands-on experience in financial markets, foreign exchange and interest rate products, liquidity and risk management, investment services, cross-border transactions, and global banking operations, while building a strong foundation in market analysis, regulatory compliance, and client advisory for international financial solutions. Opportunity to gain valuable yet challenging exposure in building relationships with clients, including domestic, foreign banks, and overseas network.


What You’ll Do
At Bank BRI, the BRILiaN Future Leader Program (BFLP) is designed to develop high-potential talents into future specialists and leaders in Treasury & International Banking, as well as Corporate & Transaction Banking. This comprehensive program combines structured learning with real-world exposure to equip participants with strong technical knowledge, leadership capabilities, and client-centric thinking.

Through this program, you will:
Master Financial & Risk Analysis
Learn to analyze financial statements, structure credit proposals, manage risk, and navigate regulatory frameworks to support sound operational and credit decisions.
Explore Treasury Business, Investment Services & International Banking
Gain practical experience in trade finance, remittances, foreign exchange, fixed income, derivatives, and international banking services. Understand the roles of overseas branches, cross-border regulations, global client needs, Corporate Services & Investment Management.
Develop Corporate Banking Expertise
Learn to manage corporate clients through relationship management, corporate lending, cash management, guarantees, and supply chain finance.
Deliver Strategic Banking Solutions
Enhance your ability to align banking products with client strategies and deliver value-driven proposals tailored to diverse business sectors.
Strengthen Communication & Leadership
Build confidence in presenting ideas, negotiating with clients, and managing B2B relationships. Collaborate across teams and functions to deliver impactful financial solutions.
Sharpen Analytical & Problem-Solving Skills
Tackle dynamic challenges in a fast-paced banking environment with a solution-oriented and analytical mindset.

- Bachelor’s or Master’s degree graduates from reputable University.
- Communicative, smart and knowledgeable talents with a wide perspective on business and current economic trends.
- Educational Background Graduated with a Bachelor's or Master's degree with preferred fields of study include: Economics, Management, Business - Administration, Accounting, Finance, Actuarial Science, Law, Engineering, Communication, Mathematics, Statistics, Agribusiness, and International Relations.
- Demonstrated excellence in academic performance and/or non-academic accomplishments is highly valued.
- Proven active participation in student organizations, community initiatives, or other extracurricular activities, with demonstrated leadership skills.
- Internship or professional experience in banking, finance, corporate finance, or other relevant fields will be favourably considered.
- Strong proficiency in Microsoft Office, especially Excel and PowerPoint.
- Language Proficiency
- Minimum TOEFL or TOEFL Prediction score of 500, or equivalent English proficiency certificate issued by a recognized institution.
- Proficiency in additional languages such as Mandarin, Japanese, Korean, or another language is an added advantage.
- Age Requirements:
- Bachelor’s degree graduates: maximum 25 years old (not turning 26 by December 31, 2025).
- Master’s degree graduates: maximum 27 years old (not turning 28 by December 31, 2025).
- Must be single (unmarried) and committed to remain unmarried throughout the duration of the one-year trainee program.
- Willing to be assigned to any BRI working office across Indonesia.